💹 FINCITY · 2D DEMO

Learn Finance
through Experience.

I built FinCity to simulate the financial decisions most people only face once. A 2008 crash, rent due with $420 in your account, a margin call at 2am. You make the calls, deal with the outcomes, and build the intuition. Zero real money at risk.

🚀 Get Early Access

Runs in browser · No download · No account needed

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Asset Types
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Job Tiers
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Financial Concepts
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Market Events
The problem

Finance is taught wrong. We fixed it.

Books and courses teach you what finance is. FinCity puts you in situations where you actually use it: pressure, bad decisions, and real consequences.

❌ Traditional learning

Read. Memorise. Forget.

📖Compound interest: memorise the formula, forget it next week
📺Diversification: good advice with zero consequence for ignoring it
🎓Credit scores: theory with no stakes, never feels real
😴No pressure = no retention
✅ FinCity

Experience. Fail. Master.

📉Follow a bad tip → portfolio crashes 42% → you learn to evaluate sources
🏠Miss rent → eviction strike → you learn why liquidity beats returns
💳Loan denied at score 542 → you learn exactly how to raise it
🧠You remember what cost you money

Ready to learn money the real way? Join 2D demo waitlist →

What's inside

Real mechanics. Real consequences.

📈
Live Market Simulation
Stocks, crypto, bonds, commodities & options moving in real time. Macro events shift everything.
13 Asset Classes
💳
Credit Score System
300–850 score affects your loan rate and approval odds. Missed rent hurts. Paying off debt helps.
FICO-style
🏠
Pay Rent or Get Evicted
Rent is due every 30 days. Miss it twice and you're evicted. An emergency fund is mandatory.
Real Consequences
🎭
NPC Trust Mechanics
Marcus (78% accurate) vs Vince (runs pump-and-dumps). Track who to trust with your money.
Pump-and-Dump Events
💼
Career Ladder
Seven job tiers from cashier to fund manager. Hunger and sleep reduce your earnings. Vitality is part of the loop.
7 Job Tiers
🚗
Assets vs Liabilities
Your car loses $25/day. Learn to hedge it. Real-world financial traps built into the loop.
Depreciation & Hedging
Learning by doing

What happens → What you learn → Real skill

Every failure in FinCity maps directly to a skill you'll use in real life.

📉
Follow Vince's tip. Portfolio crashes 42%.
He pumped the stock, sold at the top, you held the loss.
→
You learn
How to spot a pump-and-dump: sudden hype, no fundamentals, pressure to act fast.
→
Real skill
Judge tips by track record, not confidence. Never invest on hype alone.
💳
Loan denied. Credit score: 542.
3 hard inquiries + missed rent + unpaid loan.
→
You learn
What damages a score (missed payments, multiple applications) and what builds it.
→
Real skill
Pay on time, keep utilisation low, limit hard inquiries. Score 542 → 720 is learnable.
🏠
Rent due: $600. You have $420. Strike 1.
Buffer was in a stock position that hasn't cleared.
→
You learn
Liquidity matters more than returns. Profitable money that's locked up can't pay rent.
→
Real skill
Keep 1–2 months of expenses as liquid cash. Never invest money needed in 30 days.
💰
Sold at day 15: $800 profit, kept $560. Friend waited to day 35: kept $680.
Same profit. $120 difference. Just 20 days.
→
You learn
Short-term tax = 30%. Long-term (30+ days) = 15%. Patience is a tax strategy.
→
Real skill
Think in after-tax returns. Use tax-loss harvesting to offset winners.

These situations will happen to you in real life.

Learn how to handle them in the game first. It's free.

How it works

Four steps. One goal: don't go broke.

01
Get a job
Earn income. 20% tax is auto-deducted. Vitality affects your pay.
02
Manage accounts
Checking, savings, and trading accounts are separate. Pay rent. Build a buffer.
03
Invest
Stocks, bonds, crypto, real estate. Diversify or get wiped in a crash.
04
Build wealth
Level up, unlock assets, move neighborhoods. Or go bankrupt trying.
Try it now

FinCity 2D Demo

Play free in your browser. No download. No account.

💹 fincity · 2D demo
What you learn

16 financial concepts, learned by doing

✓ Income tax
✓ Emergency fund
✓ Diversification
✓ Compound interest
✓ Capital gains tax
✓ Credit score
✓ Asset vs liability
✓ Inflation hedging
✓ Risk/return tradeoff
✓ Market manipulation
✓ Real estate leverage
✓ Debt compounding
✓ Options & derivatives
✓ Market cycles
✓ Tax-loss harvesting
✓ Fixed vs variable income
🚀 Coming next

The 2D demo is the proof of concept.
The full game is a 3D open world.

Think GTA meets financial reality. Walk into banks, get pulled over without insurance, watch your stock ticker on a city billboard. Same 16 concepts, fully playable in 3D.

📱 Now — 2D Demo
✓ Top-down city, 13 assets, 7 jobs
✓ Credit system, NPC advisors
✓ Market events & pump-and-dump
✓ Runs in browser
COMING SOON
🎮 Full Game — 3D World
★ GTA-scale open world city
★ Real characters, storylines, cutscenes
★ Drive to work, negotiate rent in-person
★ Live tickers on city billboards
🐦 Early Bird Access
Waitlist members get priority access to the 3D beta and vote on what gets built next.
🎯 Priority beta 🗳️ Vote on features 📧 Dev updates
Get Early Bird Access →
🐦 Early bird, limited spots

Stop guessing about money.
Start learning it.

Get early access to the demo + priority 3D beta. No finance degree needed.

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